OpenBudget
Connect your transactions to Claude, ChatGPT, and ...
SpendKeep AI is a privacy-first personal finance and expense tracker. Categorize spending with AI via email forwarding and CSV import, without bank sync. Enjoy a free finance app prioritizing data privacy.
Features
Privacy Focused
Keeps your financial data private, no bank connections needed
Expense Tracking
Helps you monitor where your money goes
AI Categorization
Automatically sorts your spending into categories using AI
Email Forwarding
Track expenses by simply forwarding your receipts
CSV Import
Upload your bank statements to see all transactions
Free Finance App
Enjoy these features without paying a dime
Personal Finance
Keeps your financial life well organized
FAQ
Why does SpendKeep reject automatic bank syncing (Plaid)?
Automatic bank-syncing services require your bank login details and keep persistent API connections active, creating massive security risks. SpendKeep protects your sovereignty by relying exclusively on secure PDF, CSV, and screenshot imports — and user-initiated email alert forwards.
What is Financial Sovereignty?
Financial Sovereignty means maintaining absolute authority and ownership over your personal financial records. Unlike apps that lease or sell transaction metadata, SpendKeep isolates your data behind encrypted PostgreSQL Row-Level Security (RLS) tables.
How does the client-side Column Mapper protect database security?
The CSV column mapping engine runs 100% locally in your web browser — the raw spreadsheet is never uploaded to an unverified parser server. For PDF bank statements and screenshots, our on-platform AI parser extracts transactions securely via your authenticated session.
Is my data encrypted, and can I delete it?
Yes, your data is fully encrypted at rest and in transit. SpendKeep features a 1-click total sovereignty option that immediately exports all your historical transactions and purges your cloud database tables instantly.
How does SpendKeep track cash flow without automatic bank syncs?
SpendKeep offers a highly automated manual workflow including forwarding bank alerts, local statement parsing, and assisted manual entry, categorized instantly with Llama-3.
How it works
No manual entry required. We've automated the entire process so you can focus on making better financial decisions.
Join our newsletter
Subscribe for handpicked AI tools, tips, and exclusive deals.