OpenBudget

You connect your bank and investment accounts once, and OpenBudget automatically syncs all transactions and holdings in read-only mode. Your connected AI assistant can then answer questions about your spending, net worth, dividend income, and capital gains tax implications using your real account data.

Yes, OpenBudget has read-only access to your accounts, meaning it can view your data but can never move money, place trades, or make any changes. Your connection uses industry-standard security with 10,000+ US bank connections via Plaid.

OpenBudget works with Claude, ChatGPT, Google Sheets, Excel, and any other AI client that supports MCP (Model Context Protocol), so you're not locked into a single app.

Plans start at $5/month when billed annually, or $9.95/month for monthly billing. You get a 7-day free trial to explore the service before committing.

You can ask about your spending patterns, current net worth, dividend income, capital gains tax implications, account balances, and categorized transactions—all answered using your actual financial data.