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A VA disability rating is a percentage (0%-100%) assigned to each service-connected condition. The VA uses a combined ratings formula — not simple addition — to calculate your overall rating. For example, a veteran with two 50% ratings does not receive 100%; they receive approximately 75%.

A nexus letter is a medical opinion written by a licensed physician that establishes a connection (nexus) between your current medical condition and your military service. It is one of the most powerful pieces of evidence you can submit with a VA disability claim, especially for secondary conditions.

Most veterans who served on active duty and were discharged under conditions other than dishonorable are eligible for VA benefits. Eligibility for specific programs like disability compensation, VA home loans, and the GI Bill depends on your service history, discharge status, and medical conditions.

If your VA claim is denied, you have three options: file a Supplemental Claim with new evidence (VA Form 20-0995), request a Higher-Level Review (VA Form 20-0996), or appeal to the Board of Veterans’ Appeals (VA Form 10182). You have one year from the denial date to respond.

You can file a VA disability claim online at VA.gov, by mail, or in person at a regional VA office. To file online using Claim.Vet, our AI walks you through VA Form 21-526EZ step by step, helps you gather supporting evidence, and generates a ready-to-submit PDF — all for free.